Thematic Areas

The applications that the teams will develop can respond in an appropriate operational technological way to the following challenges, without these being binding:

Generative AI & Language Models

Generative AI & Language Models

  • Generative AI for Contract Generation: Create a tool that automatically generates legal or financial contracts (e.g., loan agreements, investment contracts) based on user input and predefined templates.
  • Geo-Location Risk Assessment: Build a generative AI tool that predicts high-risk locations based on real-time news and social media data. Analyze news articles, social media feeds, and economic indicators to detect potential risks in specific geographical locations, such as political instability, natural disasters, or financial market disruptions.
  • AI-Powered Investment Portfolio Generator: Build a tool that uses generative AI to create personalized investment portfolios based on user preferences, risk appetite, and financial goals.
  • Creation of Educational Environments: Development of educational platforms or games that use generative AI to train users in financial matters.
Digital Euro

Digital Euro

  • Digital Payment: Development of solutions that facilitate digital payments using the Digital Euro.
  • Financial Education: Applications that offer users education about the use and benefits of the Digital Euro.
Real Estate

Real Estate

  • Digital Payment: Development of solutions that facilitate digital payments using the Digital Euro.
  • Smart Contracts for Property Sales: Automated blockchain property transactions.
  • Mortgage and Loan Risk Assessment: Analyze real estate loan risks.
Digital Twins

Digital Twins

  • Financial Asset Simulation: Simulate portfolio market impacts.
  • Operational Risk Monitoring: Predict and prevent vulnerabilities.
  • Customer Behaviour Prediction: Forecast financial habits).
Building Information Models (BIM)

Building Information Models (BIM)

  • Real-time Construction Monitoring: Track project progress digitally.
  • Energy Efficiency Optimization: Analyze and reduce building energy use.
  • Maintenance Predictive Analytics: Forecast facility upkeep needs.
Conversational Banking

Conversational Banking

  • Conversational Loan Approval System: Create a conversational AI system that assists users through the loan application and approval process.
  • Using a simple chat interface, the AI would guide users through the requirements, assess their eligibility by analyzing their financial data, and provide real-time feedback on loan approval status. The system could answer questions about interest rates, payment terms, and explain complex loan terms in layman’s language, improving user engagement and reducing friction in the application process. Personalized Financial Advice: Creation of a chatbot that provides personalized suggestions for financial management and investments based on the user’s needs.
  • Management of Deposits and Loans: Development of applications that provide information and advice on deposits and loans through conversations.